At UNITED ALLIANCE we will help you to understand your health insurance coverage
options and to obtain coverage through the Healthcare Marketplace
or directly from one of the multiple companies we represent
Unless you live in a cave, you know that healthcare costs have accelerated in recent years. According to a recent study, more than 15% of the United States’ total gross domestic product (GDP) was spent on health care, and by 2014, this figure is expected to represent nearly one in every five dollars we spend!
What’s more, a growing number of Americans – more than 40 million, by latest count – don’t have any health insurance coverage at all.2 Without health insurance, a single illness can cause serious, and often irreversible, financial hardship.
Insurance of any kind is intended to transfer financial risk to an insurance company in exchange for a reasonable insurance premium. Where most insurance coverages pay once a loss has occurred, health insurance has the added benefit of paying to keep your loss from getting worse. Health insurance is probably your most important coverage since it can be the difference between life and death. Fortunately, most employers offer some form of health insurance. Often you will have to select from several different alternative plans with differing coverages and premiums.